Important Disclosures
Past performance does not guarantee future results
Financial planning involves market risks and results may vary based on individual circumstances
Please review these important disclosures before using our financial planning services
General Information Notice
The information provided through our service is for general guidance purposes only and should not be considered as personalized financial advice for your specific situation
All financial decisions should be made after careful consideration of your personal circumstances and risk tolerance
Limitation of Liability
Our liability is limited in the following circumstances
- We exclude liability for any indirect or consequential losses arising from use of our service
- Our maximum liability is limited to the fees paid for our service in the preceding 12 months
- We do not guarantee specific financial outcomes or returns on any planning recommendations
- Force majeure events and market conditions beyond our control are excluded from liability
Information Accuracy
While we strive to provide accurate information, financial markets and regulations change frequently
Users should verify all information independently before making financial decisions
Financial Services Disclaimer
Our financial planning consultations are provided subject to the following conditions
- All recommendations are based on information provided by clients and market conditions at time of consultation
- Results may vary based on individual circumstances, market conditions, and implementation timing
- Clients remain responsible for all financial decisions and their outcomes
Third-Party Resources
Our service may reference external websites and resources for additional information
We are not responsible for content, accuracy, or availability of external websites
Service Warranty Disclaimer
Our financial planning service is provided on an "as is" basis without warranties of any kind
We make no guarantees regarding service availability, accuracy, or specific outcomes
Professional Consultation Notice
Our service provides general financial planning guidance through monthly consultations
For complex situations, additional professional advice from qualified specialists may be recommended
Governing Law and Jurisdiction
This disclaimer is governed by Australian law
Any disputes will be subject to the exclusive jurisdiction of Australian courts
Some provisions may vary based on state and territory regulations within Australia
User Indemnification
Users agree to indemnify elumoravianx against any claims arising from misuse of our service or failure to follow professional recommendations
Disclaimer Updates
We reserve the right to update this disclaimer to reflect changes in our service or applicable law
Users will be notified of material changes through our website
Questions About This Disclaimer
For questions regarding this disclaimer or our service limitations, please contact us
Email Address: contact@elumoravianx.com
Phone Number: +61 399-782-467
Business Address: 123 Collins Street, Melbourne VIC 3000
Last updated: September 23, 2025
This disclaimer forms part of our terms of service and should be read in conjunction with our privacy policy